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Our Firm will help you fight foreclosure, garnishment, and other debt collection actions. We offer free consultations, payment plans, and some of the most competitive fees in Arkansas. Click below to schedule your free consultation with Asa F. King in Little Rock!

Asa F. King, Attorney

Asa F. King, Attorney  When I was younger, a recession forced my family and our small business into bankruptcy. I know firsthand what it’s like to feel financially hopeless.  After seeing how bankruptcy allowed my family to start fresh and rebuild our life, I decided to become a bankruptcy attorney.  I will handle every aspect of your case myself and ensure that your filing is as correct and proper as it can be.  I give all clients my personal cell phone number so that they can reach me whenever they need.  I have successfully helped hundreds of Arkansans with bankruptcy at one of the state’s largest consumer bankruptcy firms, and I look forward to helping you get to the next bright chapter of your life.   Our Services »   Schedule a Free Consultation »   Our Office — 2020 Broadway Little Rock, AR 72206 (5o1) 612-6912

Asa King has successfully helped hundreds of Arkansans with bankruptcy at one of the state’s largest bankruptcy firms. Asa can help you get to the next bright chapter of your life.

Our firm is federal debt relief agency. We help people file for relief under the United States Bankruptcy Code.


Schedule a Free Consultation »

Our Office —
2020 Broadway
Little Rock, AR 72206
(5o1) 612-6912

CHAPTER 7 BANKRUPTCY

A Chapter 7 case lasts around 4 months from start to finish and allows you to delete most of your unsecured debts. You can keep vehicles, your home, and your other property if you are current on your payments and we can “exempt out” any equity you have. At the end of the case, you will receive a “discharge,” which essentially deletes your legal liability to pay most unsecured debts like credit card debt, medical debt, and debts from repossessions. Some tax debts may also be dischargeable.

Fees — We understand that if you’re considering filing, you may need help affording bankruptcy services. That’s why we offer payment plans. The Court charges an additional filing fee. The filing fee deadline can be extended to within 120 days after filing.

Before filing your case, you will need to complete a one-hour online credit counseling course.

CHAPTER 13 BANKRUPTCY

A Chapter 13 case lasts between 3 to 5 years and allows you to stop foreclosure, garnishment, or repossession if you have gotten behind on your car note, taxes, or mortgage payments. Chapter 13 is a great form of foreclosure defense. Generally, in a Chapter 13 case, you make your normal payment amounts on things like cars or houses, plus the amount you’re behind over a period of 3 to 5 years. During this time, you may not pay anything towards credit cards or other unsecured debts. At the end of most Chapter 13 cases, you will be current on your mortgage, your car and tax debts will be paid off, and your other eligible debts will be discharged.

Fees: We allow you to pay the Chapter 13 attorney’s fees over 36 to 60 months, which means you can get started after completing a one-hour, online credit counseling course. The Court charges an additional filing in Chapter 13 cases. The filing fee due date can be extended to about a month, or payable in installments over the 120 days after filing.

Before filing your case, you will need to complete a one-hour online credit counseling course.

WHAT IS BANKRUPTCY?

Bankruptcy is a proceeding under U.S. federal law designed to help individuals and businesses in bad financial situations.

Banks and other creditors want you to think bankruptcy is a bad word, and attempt to associate guilt and “karma” with your credit situation. Don’t feel bad about things you can’t control. The law understands that.

Don’t let the creditors make you feel bad. Of course they want to get paid, but you have a right to file bankruptcy, and debtor’s prisons no longer exist. If you need debt relief and help, you should feel happy and confident of your decision.

In most bankruptcy cases, you can erase your legal liability to pay certain debts. In others, you can propose a payment plan that you can afford. You’re in control, and can often pay back nothing to just pennies on the dollar on some debts.